close
MENU
Property
3 mins to read

Mind the gap: the ‘unintended consequences’ of new DTI rules

Investor advocate says more central bank speed restrictions could serve as a roadblock to lending when interest rates do eventually fall.

DTI limits will be more impactful in low-income areas such as Otago.

Layering new debt-to-income speed limits on property buyers is a “solution in search of a problem,” the New Zealand Property Investors Federation (NZPIF) says.

The Reserve Bank of New Zealand (RBNZ) will implement the new ratio guidelines for banks and lenders, effective July 1, allowing them to

Want to read more? It's easy.

Choose your best value subscription option

Student

Exclusive offer for uni students studying at a New Zealand university (valued at $499).
Individual
Group membership
NBR Marketplace

Yearly Premium Online Subscription

NZ$499.00 / yearly

NZ$399.00 / yearly

Offer ends July 31st

Monthly Premium Online Subscription

NZ$44.95 / monthly

Smartphone Only Subscription

NZ$24.95 / monthly

Premium Group Membership 10 Users

NZ$350+GST / monthly

$35 per user - Pay by monthly credit card debit

Premium Group Membership 20 Users

NZ$600+GST / monthly

$30 per user - Pay by monthly credit card debit

Premium Group Membership 50 Users

NZ$1250+GST / monthly

$25 per user - Pay by monthly credit card debit

Premium Group Membership 100 Users

NZ$1875+GST / monthly

$18.75 per user - Pay by monthly credit card debit

Yearly Premium Online Subscription + NBR Marketplace

NZ$499.00 / yearly

Already have an account? Login
Brent Melville Fri, 28 Jun 2024
Contact the Writer: bmelville@nbr.co.nz
News tip? Question? Typo? Let us know: editor@nbr.co.nz
© All content copyright NBR. Do not reproduce in any form without permission, even if you have a paid subscription.
Mind the gap: the ‘unintended consequences’ of new DTI rules
Property,
104695
true